ePay Management ePay Finance

ePay Management

Founded in 2000, ePay Management’s Client Financing solution provides more approvals, higher loan amounts and longer-term options than traditional lending options. We cater to attorneys and law firms with a focus on compliance. Your firm needs only one application for all clients, regardless of credit, to access more than 30 lenders. Our bar compliant lending platform features instant credit decisions, aggressive credit policies and billing solutions designed for the legal industry.

 Firms that enroll in the ePay Finance consumer financing platform give their clients access to multiple lenders with a single pre-application process. We blanket the borrower pool with offers for those with excellent credit expecting low, single-digit interest rates to those with sub-prime credit that are typically not desirable for most lenders.

Many applicants receive multiple offers so they can choose the offer with the terms, interest rate and monthly payment that best fits their budget. Initial offers are made without affecting credit scores.

 We make it easy. From enrollment and training to servicing your customers offers and loan applications. Its like having your own personal financing department. we provide you with the tools and training and then back it up with unmatched ongoing customer service to make sure the program exceeds your expectations. All activity and communication is tracked through our online merchant portal which provides real-time status updates on every applicant. Our platform was designed with simplicity and convenience in mind.

  • Finance & Accounting
  • Operations & Management

    ePay Finance Credit Select Plus

    Legal services is not deemed a "preferred" vertical market by traditional lenders which leaves law firms seeking alternative lending options for their clients. Unfortunately, most alternative options offer predatory interest rates, fluctuating discount costs to the firm and do not adhere to bar rules governing client finance.

    ePay Finance has years of experience and a proven track record of assisting firms to provide representation to cash-strapped clients while eliminating the time and effort that staff spends on follow up and collections.

    Platform Benefits

    No Firm or Case Restrictions
    Traditional lending programs like to work with specific "preferred" vertical markets. Unfortunately, Law Firms are not one of them. They typically also have minimum "time in business" and "annual revenue" requirements to participate in their programs and individual cases must be approved, often leading to uncovered representation and partial funding. Most third party financing and private lenders typically only fund once services have been completed. Because our program is direct-to-borrower, you can collect your fees upfront regardless of the case. Criminal Defense, Divorce, Family Law, Adoption, Immigration, Estate, Bankruptcy, Tax, Business, Labor and More can all be billed to and collected from your client upfront.

    ‍No Recourse to Your Firm
    Clients are funded directly and participating firms are notified upon funding to collect their fees. Not only is there no recourse to your office if the borrower defaults on the loan but firms are only billed discount rates on collected fees. If a client decides to use the funds for another purpose, there is no cost to you.

    ‍Custom Landing Page & Loan Application
    Every participating law office receives their own borrower application link and custom landing page. Firms are able to have clients complete the application, on the fly, from any web-enabled device; such as a laptop, tablet or smartphone. Application links can be emailed or linked to from your website.

    ‍Fast & Flexible Offers
    Our marketplace lending platform features immediate credit decisions and "check-your-rate" functionality which allows your client to check approval terms without affecting your customer's credit score. Many applicants will receive multiple offers from more than one lender providing an opportunity to the client to choose the offer that best suits their budget.

    ‍Get Paid Upfront
    With traditional lending options the merchant is typically not funded until product is delivered or services are completed. This can be a problem in situations where completion of delivery of product or service is not immediate or when required materials must be purchased ahead of time. With our platform, merchants are notified upon funding and can collect a partial down payment or in full upon notification.

    Watch Video: https://youtu.be/etSmAWnGaEk

    Finance & Accounting
    Operations & Management

    ePay InStore

    Advanced Payment Plan Management

    Financing is the best option for borrowers that have established credit and can qualify for low-interest loans to purchase goods and services. The reality is that many of your customers will not qualify for financing due to low credit scores and a poor credit history. ePay Instore is here to help.

    We built this system with feedback from real business. The one thing we heard time and again was other payment processors or ACH management services are great until something goes wrong. Then the pass the buck back to you.

    With ePay InStore you have a full suite of payment and financing products. This allows you to spend your days building your firm, not chasing clients for money.

    And the results are clear. ePay InStore not only allows you to generate more revenue but makes chasing clients on payment plans a thing of the past.

    • No Limits on Number of Contracts
      · 5% Servicing Fee
    • No Minimums or Hidden Fees/li>
    • Cancel Anytime

    Get out of the collections business for good!

    Watch Video: https://youtu.be/ZxyWrYqCHkM

    Finance & Accounting
    Operations & Management

    White Paper: Bar Compliant Legal Fee & Retainer Fee Financing

    Legal services is not deemed a "preferred" vertical market by traditional lenders which leaves law firms seeking alternative lending options for their clients. Unfortunately, most alternative options offer predatory interest rates, fluctuating discount costs to the firm and do not adhere to bar rules governing client finance.

    Finance & Accounting
    Best of Breed Legal Fee and Retainer Fee Financing
    Finance & Accounting
    ePay Instore
    Finance & Accounting
    ePay Management logo
    ePay Finance – The clear choice for client lending solutions.

    60 E. Rio Salado Pkwy
    Suite 900
    Tempe, AZ 85281

    David Wilson
    David Wilson

    Mr. Wilson has had a distinguished career of more than 30 years experience in financial services. As a seasoned executive, with a clear vision for the future and an understanding of how to manage the changes necessary to reach it, Dave is well suited to lead ePay Management into emerging markets.

    Dave is the Founder and CEO of ePay Management, LLC focusing on program development and partner relationships in regards to consumer financing. Previously, he was the Senior Client Relations Manager for POS Systems, Inc. since February of 1992, responsible for all operations and activities related to the company’s banking clientele within the Merchant Services businesses.

    Mr. Wilson is an active fundraiser for multiple organizations:

    • City Of Hope, an NCI-designated Comprehensive Cancer Center and innovative biomedical research, treatment and educational institution dedicated to the prevention and cure of cancer and other life-threatening illness.
    • Banner Health Cardon Children’s Medical Center, a comprehensive pediatric care facility for Arizona’s families, specializing in cancer, neurology, emergency services, surgery and a Level III Neonatal Intensive Care Unit.

    Mr. Wilson attended the Herberger Institute for Design and the Arts at Arizona State University from 1984 to 1987 before registering for the W.P Carey School of Business at ASU and attending until 1989 towards a B.S. degree in Business Management.

    Mr. Wilson is the proud father of a son and two daughters that he is raising in the Phoenix area. He enjoys spending time with family and friends, golf, traveling, live music, camping and fishing.


    Eric Eichlin
    Eric Eichlin

    Eric started in Merchant Bank Services, quickly moving up to support the national sales effort in the marriage of tech resources to market need. Six years later he met Dave Wilson, current CEO of ePay Management, in building Visa Net’s original help desk for POS Systems and distribution of payment terminals.

    In 2000, Eric and Dave founded ePay Management as a premiere provider of electronic transaction services and payment processing technologies. ePay’s payment solutions are both cost effective and easy to implement, borne of the key role played in the nation’s first cellular dealer program for retailers offering data plans supported by ePay’s mobile processing solutions.

    His insights are often sought and featured in leading payment industry trade publications. Along with Dave Wilson, Eric also helped create the first ABA compliant attorney retainer finance program that stands alone in the market today. Eric has always believed honesty and integrity are the foundation of success in business and life.